SELFANY TERMS AND CONDITIONS

Effective Date: 20 April 2024
Last Updated: 20 July 2026

These Terms and Conditions apply to the services provided by Selfany Limited, Selfany Solutions Ltd and, where applicable, Selfany Technology, Inc., collectively referred to in these Terms as “Selfany”, “we”, “us” or “our”.

Selfany reserves the right to update these Terms and any related business policies at any time. Where required by applicable law or where changes are significant, we may notify users before the updated Terms take effect.

1. INTRODUCTION

Welcome to Selfany.

These Terms and Conditions, also referred to as the “Terms”, set out the rules and guidelines governing your access to and use of Selfany’s website at https://selfany.com, mobile applications, products, services and related features, collectively referred to as the “Platform”.

By creating an account, accessing or using the Platform, you confirm that you have read, understood and agreed to be bound by these Terms, our Privacy Policy, Acceptable Use Policy and any other policies referenced in these Terms.

Where you use Selfany on behalf of a business, organisation or other legal entity, you confirm that you have the authority to bind that entity to these Terms.

If you do not agree with any part of these Terms, you must not access or use the Platform.

1.1 Payout Notice

Payouts relating to Drive and Send Love transactions may require up to 10 additional days for settlement because such transactions are subject to Selfany’s Anti-Money Laundering and risk-review procedures.

Standard transaction and processing fees will continue to apply.

For new creators or businesses selling across borders, payouts may be delayed by up to seven additional working days while Selfany completes initial account, transaction or business verification. This may apply to a seller’s first few transactions.

Payouts are not processed on weekends or public holidays.

2. ELIGIBILITY AND ACCOUNT RESPONSIBILITIES

2.1 Eligibility Requirements

You must be at least 18 years old or have reached the legal age of majority in your jurisdiction to create an account or use Selfany’s services.

By registering for an account, you represent and warrant that you satisfy all eligibility requirements and have the legal capacity to enter into a binding agreement.

2.2 Account Creation and Maintenance

To access certain features of Selfany, you must create an account.

You agree to:

a. Provide accurate, complete and current information;

b. Maintain only one Selfany account unless Selfany gives you written approval to operate additional accounts;

c. Keep your username, password and other login credentials secure;

d. Prevent unauthorised access to your account;

e. Notify Selfany immediately if you become aware of any unauthorised access, security breach or suspicious activity involving your account; and

f. Keep your account information updated at all times.

You are responsible for all activities conducted through your account, including activities carried out by employees, contractors, collaborators, administrators or any other person you permit to access the account.

Selfany will not be responsible for losses resulting from your failure to secure your login credentials or account access.

2.3 Account Suspension or Termination

Selfany may restrict, suspend or permanently terminate your account where we reasonably believe that you have:

a. Violated these Terms or any related policy;

b. Engaged in fraud, misrepresentation or unlawful conduct;

c. Created or operated multiple accounts without approval;

d. Compromised the security or integrity of the Platform;

e. Exposed Selfany, its users, payment providers or partners to financial, legal, regulatory or reputational risk;

f. Failed to provide requested verification documents or information;

g. Used the Platform for prohibited products, services or transactions; or

h. Failed to repay an amount owed to Selfany.

Where reasonably possible and legally permitted, Selfany may provide notice of a suspension or termination. However, Selfany may take immediate action without notice where necessary to prevent fraud, protect users, comply with the law or reduce risk.

2.4 Know Your Customer Verification for Payouts

To verify your identity, business and payout account, Selfany may require you to submit some or all of the following:

a. A valid government-issued identification document, such as a passport, National Identification Number document, voter’s card or driving licence;

b. A clear selfie showing you holding your valid identification document beside your face;

c. A recent bank statement that matches the bank account provided for payouts;

d. A recent proof of address, such as a utility bill, bank statement or tenancy agreement;

e. A business registration certificate and Memorandum of Association where a corporate bank account is used;

f. Links to at least two active social media pages connected to your identity, business or selling activity;

g. A valid residency permit, where applicable;

h. Evidence of the products or services being sold;

i. Evidence that a product or service was delivered to a customer;

j. Customer communications, invoices, contracts or fulfilment records; and

k. Any additional information reasonably required to assess the nature and legitimacy of your business or transactions.

Selfany may request additional evidence for high-value, unusual, cross-border or higher-risk transactions.

2.5 Verification Timeline

Identity, business and payout-verification documents may take up to three working days to review.

The review may take longer where:

a. Documents are incomplete, unclear or inaccurate;

b. Additional verification is required;

c. Information provided does not match public, banking or business records;

d. The account is linked to unusual or higher-risk activity; or

e. Selfany must obtain information from a payment provider, financial institution or regulatory authority.

To avoid delays, all submitted documents must be valid, accurate, clear and complete.

Incomplete submissions, including missing social media links or supporting business information, may delay verification and payouts.

You should not request a payout until all required documents and information have been submitted.

Users should review Selfany’s KYC Guide before submitting verification information.

2.6 Confidentiality of Communications

You must keep confidential all non-public communications, investigations, security procedures, verification methods and risk-review information exchanged between you and Selfany, except where disclosure is required by law or authorised by Selfany in writing.

3. PURCHASES AND FINANCIAL TRANSACTIONS

3.1 Paid Services

Certain products, services or features available through Selfany may require payment.

When you make a purchase or activate a paid service, you agree to pay:

a. The displayed purchase price;

b. Applicable taxes;

c. Transaction and processing fees;

d. Currency-conversion charges, where applicable;

e. Bank or withdrawal fees; and

f. Any other charges clearly disclosed before the transaction is completed.

3.2 Payment Methods

Selfany works with third-party payment processors, financial institutions and payment-service providers to facilitate transactions.

By submitting payment information, you authorise Selfany and its payment partners to charge the selected payment method for the amount displayed at checkout.

You confirm that:

a. You are authorised to use the payment method provided;

b. The payment information is accurate;

c. The transaction is lawful; and

d. The payment is not being made on behalf of an undisclosed third party for an unlawful or fraudulent purpose.

Unless otherwise required by law, payments are final and non-refundable.

Where a physical product is delivered damaged, materially defective or materially different from its description, Selfany may assist the buyer in raising the matter with the seller.

Payment-gateway fees, transaction fees, foreign-exchange charges, bank fees and other processing costs are not refundable unless required by applicable law.

3.3 Tax and VAT Responsibilities

The seller is the Merchant of Record for transactions conducted through the seller’s Selfany account unless Selfany expressly states otherwise in writing.

The seller is solely responsible for:

a. Determining whether VAT, sales tax, withholding tax or any other tax applies to a transaction;

b. Charging and collecting applicable taxes;

c. Remitting taxes to the appropriate authority;

d. Issuing tax invoices or receipts where required;

e. Maintaining accurate tax and accounting records; and

f. Complying with the tax laws of each relevant jurisdiction.

Selfany is a technology platform that facilitates transactions between buyers and independent sellers. Selfany is not the seller of record for products or services offered by independent sellers.

Unless explicitly stated otherwise, Selfany does not collect or remit VAT, sales tax or other taxes on behalf of sellers.

You are responsible for all taxes, duties, levies, charges and fees arising from your use of Selfany, including transaction fees, currency-conversion charges and bank-transfer fees associated with withdrawals.

3.4 Chargebacks and Payment Disputes

Where a customer disputes a transaction, requests a chargeback or a transaction is reversed by a payment provider, the seller is responsible for the disputed amount and all related costs.

The seller may be required to pay:

a. The full transaction amount;

b. The applicable chargeback fee;

c. Payment-processor penalties;

d. Administrative fees incurred by Selfany;

e. Currency-conversion losses;

f. Legal or recovery costs; and

g. Any other reasonable cost incurred in managing the dispute.

Where Selfany requests repayment, the seller must pay the amount requested within two days.

Where the seller has already received a payout, the seller must return the full amount received together with the chargeback and administrative fees.

Selfany may recover outstanding amounts by:

a. Deducting the amount from the seller’s available balance;

b. Withholding future payouts;

c. Reversing pending settlements;

d. Charging a payment method connected to the account, where authorised;

e. Restricting or suspending the seller’s account; or

f. Taking legal or debt-recovery action.

To reduce the risk of chargebacks, sellers should:

a. Use clear and truthful product descriptions;

b. Display transparent pricing;

c. Clearly disclose delivery timelines and refund terms;

d. Know the identity of customers making high-value or unusual payments;

e. Maintain evidence of customer consent and payment authorisation;

f. Deliver products and services within the promised timeline;

g. Maintain evidence of delivery;

h. Respond promptly and professionally to customers; and

i. Use recognisable billing descriptions where available.

Where a payment is made to a seller in error, the seller must refund the payment within 24 hours of becoming aware of the error or receiving a request from Selfany.

4. PRE-ORDER PRODUCT POLICY

The following rules apply to all products sold before their official release, completion or delivery date.

4.1 Delayed Payouts for Pre-Orders

Payouts for pre-order products may be delayed until:

a. The stated delivery or release date has passed;

b. The seller provides evidence that the product has been delivered;

c. Buyers confirm receipt; or

d. Selfany completes any required risk assessment.

This policy is intended to protect buyers and reduce the risk of fraud, misrepresentation and non-delivery.

4.2 Verification for New Sellers

New sellers, first-time pre-order creators or sellers without an established fulfilment history may be subject to additional verification.

Withdrawal requests connected to pre-order sales may be temporarily held pending:

a. Confirmation of delivery;

b. Evidence of product development;

c. Buyer confirmations;

d. Review of complaints or refund requests; or

e. Other reasonable risk assessments.

4.3 Pre-Order Disclosure

All pre-order products must be clearly identified as pre-orders during product creation and on the relevant product page.

The seller must provide:

a. An expected release or delivery date;

b. An accurate description of what the buyer will receive;

c. Any conditions or limitations affecting delivery;

d. The seller’s cancellation or refund policy; and

e. Clear contact information for customer support.

4.4 Pre-Order Disputes

Where a buyer reports non-delivery, delay, misrepresentation or another dispute relating to a pre-order product, Selfany may pause payouts while the matter is reviewed.

Selfany may consider:

a. The product description;

b. The stated delivery date;

c. Communications between the buyer and seller;

d. Evidence of fulfilment;

e. The seller’s transaction and complaint history;

f. The buyer’s evidence; and

g. Any other relevant information.

Depending on the outcome, Selfany may issue or facilitate a refund, release the payout, continue holding the funds or take other appropriate action.

4.5 Enforcement

Sellers who misuse the pre-order feature may be subject to:

a. Delayed or restricted payouts;

b. Removal of products;

c. Refunds to affected customers;

d. Account restrictions;

e. Suspension or termination; or

f. Reporting to payment partners or relevant authorities.

Misuse includes repeated non-delivery, misleading listings, false release dates, misuse of customer funds or a pattern of unresolved complaints.

5. SUBSCRIPTION SERVICES

5.1 Recurring Billing

Certain products or services offered through Selfany may be billed on a recurring basis.

By purchasing a subscription, you authorise the seller, Selfany and its payment partners to charge your selected payment method at each renewal interval until the subscription is cancelled.

5.2 Cancellation

A subscription may be cancelled through the applicable account dashboard or through any other method provided by the seller or Selfany.

Unless otherwise stated, cancellation takes effect at the end of the current billing period. Amounts already charged are not refundable except where required by law or expressly stated in the seller’s refund policy.

5.3 Subscription Changes

The seller or Selfany may change the price, features or conditions of a subscription.

Where required, users will be notified before a material change takes effect. Continued use of the subscription after the change takes effect constitutes acceptance of the updated terms.

6. CONTENT OWNERSHIP AND LICENSING

6.1 Your Content

You retain ownership of the original content you upload, publish or sell through Selfany.

By uploading or making content available through the Platform, you grant Selfany a non-exclusive, worldwide, royalty-free, sublicensable and transferable licence to host, store, reproduce, display, distribute, format and otherwise use the content where reasonably necessary to:

a. Operate the Platform;

b. Process and fulfil transactions;

c. Provide customer support;

d. Promote your publicly available store, products or services;

e. Improve Selfany’s products and services;

f. Investigate complaints and policy violations; and

g. Comply with legal, regulatory or payment-partner obligations.

This licence continues for as long as the content remains available through Selfany and for a reasonable period afterwards for legal, backup, evidential and operational purposes.

6.2 Your Responsibilities

You represent and warrant that:

a. You own the content you upload or have all required permissions and licences;

b. Your content does not violate any law, regulation, contract or third-party right;

c. Your content is accurate and not misleading;

d. You have obtained all required consent from any person appearing in the content; and

e. Selfany’s permitted use of the content will not infringe the rights of another person.

6.3 Prohibited Content

You must not create, upload, publish, advertise, distribute, sell, monetise or link to content that:

a. Infringes intellectual property, copyright, trademark, privacy, publicity or other proprietary rights;

b. Is defamatory, fraudulent, deceptive, obscene or unlawful;

c. Contains malware, viruses, spyware or malicious code;

d. Promotes illegal activity;

e. Promotes or facilitates hate speech, terrorism, violent extremism or unlawful violence;

f. Contains adult content, nudity, sexually explicit material or adult live-chat services;

g. Contains pirated, leaked, counterfeit or unauthorised materials;

h. Exploits or endangers a child;

i. Facilitates fraud, money laundering or prohibited financial activity; or

j. Otherwise violates Selfany’s Acceptable Use Policy.

Selfany may remove or restrict access to any content that violates these Terms or exposes Selfany to financial, legal, regulatory, security or reputational risk.

7. CHILD SEXUAL ABUSE MATERIAL AND CHILD EXPLOITATION

7.1 Zero-Tolerance Policy

Selfany maintains a zero-tolerance policy against Child Sexual Abuse Material, commonly referred to as “CSAM”, and all forms of child sexual abuse and exploitation.

No person may use Selfany to create, upload, publish, display, advertise, sell, purchase, request, distribute, transmit, store, promote, monetise, link to or otherwise facilitate CSAM or the sexual exploitation of a child.

For the purpose of this section, a “child” or “minor” means any person under 18 years of age, regardless of the age of consent or legal adulthood applicable in a particular country.

7.2 Meaning of CSAM

CSAM includes any image, video, audio recording, illustration, animation, text, digital file or other material that depicts, describes, promotes or facilitates the sexual abuse, sexual exploitation or sexualisation of a child.

This includes:

a. Photographs, videos or recordings showing the sexual abuse or exploitation of a child;

b. Nude, partially nude or sexually suggestive depictions of a child created or distributed for sexual purposes;

c. Computer-generated, artificial intelligence-generated, animated, illustrated, manipulated or deepfake content depicting a real or fictional child in a sexual context;

d. Content involving grooming, sextortion, sexual solicitation, sexual trafficking or the coercion of a child;

e. Requests, instructions, advertisements or communications seeking sexual content involving a child;

f. Links, access codes, file locations, private groups or external websites through which CSAM may be accessed;

g. Content that encourages, glorifies, normalises, jokes about or promotes the sexual abuse or exploitation of children; and

h. Any attempt to sell, exchange, monetise or otherwise benefit financially from the sexual exploitation of a child.

A user cannot avoid this policy by claiming that the content is fictional, artistic, educational, computer-generated, privately shared or hosted outside Selfany.

7.3 Prohibited Conduct

Users must not use Selfany to:

a. Sell or distribute any product containing CSAM;

b. Upload CSAM as part of a course, digital product, product image, video, document, community, membership or downloadable file;

c. Direct customers to another website, messaging platform or private group where CSAM is available;

d. Communicate with, groom, solicit or exploit a child for sexual purposes;

e. Collect payments connected to child sexual abuse or exploitation;

f. Conceal prohibited content through misleading product titles, descriptions, images, links or file names;

g. Assist another person in accessing, purchasing, distributing or monetising CSAM; or

h. Attempt to reopen an account after being suspended or terminated for violating this policy.

7.4 Reporting Suspected Content

Users and members of the public may report suspected CSAM, child exploitation or other prohibited content by selecting the “Report” button displayed on the relevant product page.

A report should include, where available:

a. The product or page link;

b. The name of the seller or account involved;

c. A description of the suspected violation; and

d. Any other information that may help Selfany identify and investigate the content.

Users must not download, save, screenshot, copy, forward or redistribute suspected CSAM for the purpose of making a report. A product or page link and written description are sufficient.

Reports may also be submitted through Selfany’s official support or compliance channels.

Selfany may request additional non-exploitative information where reasonably necessary to investigate a report.

7.5 Investigation and Enforcement

Where Selfany receives a report or otherwise identifies suspected CSAM or child exploitation, Selfany may act immediately and without prior notice.

Actions may include:

a. Removing or disabling access to the content;

b. Suspending or permanently terminating the user’s account;

c. Restricting access to products, funds, payouts or Platform services where legally permitted;

d. Cancelling transactions or issuing customer refunds where appropriate;

e. Preserving relevant account, transaction and technical information;

f. Preventing the user from creating another Selfany account;

g. Reporting the matter to payment processors, financial institutions, child-protection organisations or regulatory bodies; and

h. Reporting suspected criminal activity to appropriate local, national or international law-enforcement authorities.

Selfany is not required to provide advance notice where doing so could endanger a child, interfere with an investigation, facilitate the destruction of evidence or expose Selfany or another person to legal or regulatory risk.

7.6 Cooperation With Authorities

Selfany may preserve, disclose and provide relevant information to authorised child-protection organisations, law-enforcement agencies, courts, regulators and payment partners where required or permitted by law.

This information may include:

a. Account information;

b. Identity-verification records;

c. Transaction and payment records;

d. Communications;

e. Uploaded content;

f. Internet Protocol addresses;

g. Access logs; and

h. Device information.

Selfany may also make reports to relevant child-protection reporting bodies, including the National Center for Missing & Exploited Children CyberTipline where applicable.

7.7 User Responsibility

Every user is responsible for ensuring that all content uploaded, published, advertised or sold through their account complies with this policy and all applicable child-protection laws.

Users who permit employees, contractors, collaborators or other persons to manage their accounts remain responsible for all activity conducted through those accounts.

Failure to review content before uploading, publishing or selling it does not excuse a violation.

7.8 Consequences of Violation

A violation of this section constitutes a serious and material breach of Selfany’s Terms and Acceptable Use Policy.

A violating user may permanently lose access to Selfany and may not be entitled to compensation for losses resulting from the restriction, suspension or termination of the account, subject to applicable law.

Selfany reserves the right to pursue any additional legal, contractual or regulatory remedy available to it.

7.9 Survival

Selfany’s rights to preserve evidence, cooperate with authorities, investigate violations, restrict funds and disclose relevant information will continue after an account has been suspended, closed or terminated.

8. USER CONDUCT

You agree not to:

a. Use Selfany for an illegal, unlawful or unauthorised purpose;

b. Commit fraud, deception or misrepresentation;

c. Upload viruses, malware or malicious code;

d. Harass, threaten, impersonate, exploit or abuse another person;

e. Attempt to gain unauthorised access to another user’s account;

f. Interfere with the operation or security of the Platform;

g. Manipulate transactions, payouts, reviews or Platform metrics;

h. Use false identities, documents or business information;

i. Circumvent account restrictions, payout holds or verification procedures;

j. Use Selfany to process transactions unrelated to genuine products or services;

k. Conduct transactions on behalf of undisclosed third parties;

l. Use the Platform for money laundering or unlawful financial activity; or

m. Encourage or assist another person to violate these Terms.

Violations may result in removal of content, delayed payouts, account restrictions, suspension, termination, financial recovery or legal action.

9. AFFILIATE AND REFERRAL PROGRAMME

9.1 Participation

Eligible users may participate in Selfany’s affiliate or referral programme and earn commissions or rewards in accordance with the applicable programme rules.

Affiliates must:

a. Comply with all programme requirements;

b. Use truthful and non-misleading promotional statements;

c. Clearly disclose affiliate relationships where required;

d. Avoid spam, impersonation and deceptive advertising; and

e. Comply with applicable advertising, consumer-protection and data-protection laws.

Affiliate commissions may only become payable after the relevant seller completes Selfany’s KYC requirements.

9.2 Affiliate Payouts

Affiliate earnings will be paid in accordance with Selfany’s affiliate rules.

Affiliate payout requests may take up to five working days to process.

Affiliates are responsible for all applicable local taxes, declarations and reporting obligations relating to their earnings.

9.3 Changes and Termination

Selfany may modify, suspend or discontinue the affiliate or referral programme at any time.

Selfany may withhold or cancel commissions connected to:

a. Fraudulent or reversed transactions;

b. Self-referrals;

c. Duplicate or unauthorised accounts;

d. Misleading promotions;

e. Chargebacks or refunds;

f. Policy violations; or

g. Transactions that Selfany reasonably determines are ineligible.

10. PRIVACY AND DATA PROTECTION

10.1 Data Collection

Selfany collects, uses, stores and processes personal information in accordance with its Privacy Policy and applicable data-protection laws.

Information may be collected for purposes including:

a. Account creation and administration;

b. Identity and business verification;

c. Payment and payout processing;

d. Fraud prevention;

e. Customer support;

f. Product improvement;

g. Marketing communications;

h. Legal and regulatory compliance; and

i. Security and risk management.

10.2 Uploaded Files and Promotional Use

Selfany may use publicly available product information, store information and non-confidential materials uploaded to the Platform for reasonable promotional, operational and educational purposes.

Selfany will not intentionally use confidential identity-verification documents, private customer records or sensitive financial documents for public promotional purposes.

10.3 Data Sharing

Selfany may share information with trusted third-party service providers, including:

a. Payment processors;

b. Financial institutions;

c. Cloud-hosting providers;

d. Identity-verification providers;

e. Customer-support providers;

f. Analytics providers;

g. Professional advisers;

h. Regulatory authorities; and

i. Law-enforcement agencies where required or permitted by law.

Service providers are required to process information in accordance with applicable contractual, confidentiality and data-protection obligations.

11. COMMUNITY GUIDELINES

Selfany supports respectful, lawful and inclusive participation.

Users must:

a. Treat other users with respect;

b. Avoid discriminatory, abusive or threatening language;

c. Communicate honestly with customers and other users;

d. Provide constructive and accurate feedback;

e. Respect the privacy and rights of others; and

f. Avoid harassment, bullying, intimidation or exploitation.

Violations may result in content removal, account restrictions, suspension or termination.

12. PLATFORM AVAILABILITY AND MAINTENANCE

Selfany aims to keep the Platform operational and accessible. However, Selfany does not guarantee uninterrupted or error-free availability.

The Platform may be temporarily unavailable because of:

a. Scheduled maintenance;

b. Emergency maintenance;

c. Security incidents;

d. Third-party service interruptions;

e. Internet or telecommunications failures;

f. Payment-provider outages;

g. Government or regulatory action;

h. Technical faults; or

i. Events beyond Selfany’s reasonable control.

Selfany may change, suspend or discontinue any feature or service where reasonably necessary.

13. DISCLAIMERS AND WARRANTIES

13.1 Platform Availability and Access

Selfany provides the Platform and its services on an “as is” and “as available” basis.

Selfany does not guarantee that the Platform will be uninterrupted, secure, error-free or free from viruses or harmful components.

While Selfany aims to provide reliable services, Selfany does not warrant that the Platform will meet every user’s expectations or remain continuously available.

13.2 No Guarantee of Performance

Selfany does not guarantee that a seller will make sales, earn income, attract customers or achieve a particular business result by using the Platform.

The success of any product, course, service, store or campaign depends on factors outside Selfany’s control, including product quality, pricing, marketing, audience engagement, customer demand and market conditions.

13.3 Third-Party Services and Integrations

The Platform may include links to or integrations with third-party websites, services, applications or tools.

Selfany does not control and is not responsible for the availability, accuracy, security, reliability or legality of third-party services.

Your use of a third-party service is at your own risk and may be governed by the third party’s own terms and privacy policies.

13.4 User Interactions and Transactions

Selfany facilitates interactions and transactions between independent users but does not ordinarily control or supervise the relationship between buyers and sellers.

Selfany is not responsible for:

a. A seller’s product or service quality;

b. A buyer’s conduct;

c. Communications between users;

d. Misunderstandings between buyers and sellers;

e. A seller’s failure to deliver;

f. A buyer’s misuse of a product;

g. Disputes arising from off-Platform arrangements; or

h. Representations made by independent users.

13.5 Transactions and Fraud

Although Selfany uses reasonable measures to maintain a secure environment, Selfany cannot guarantee that every transaction will be successful, authorised, genuine or free from fraud.

Selfany is not liable for fraudulent, failed, reversed, delayed or incomplete transactions except to the extent that liability cannot legally be excluded.

Selfany may investigate and report suspicious activity to payment providers, financial institutions, regulators or law-enforcement authorities.

Where a user is associated with fraud, the user may be investigated and reported and may be held responsible for reasonable legal, administrative, recovery and investigation costs arising from the matter.

13.6 Fraud Warning

Where Selfany reasonably determines that you are associated with fraud or unlawful activity, Selfany may:

a. Restrict or terminate your account;

b. Hold or restrict funds where legally permitted;

c. Report you to relevant authorities;

d. Notify payment processors, financial institutions or social platforms;

e. Preserve evidence and transaction records; and

f. Recover reasonable costs incurred as a result of the investigation.

13.7 Disclaimer of Warranties

To the fullest extent permitted by law, Selfany disclaims all express and implied warranties, including warranties of:

a. Merchantability;

b. Fitness for a particular purpose;

c. Title;

d. Non-infringement;

e. Accuracy;

f. Reliability; and

g. Security.

Selfany does not warrant that the Platform, its content, services or features will always be accurate, reliable, complete, secure or error-free.

13.8 Acceptable Use Restrictions

Selfany’s Terms and Acceptable Use Policy strictly prohibit the monetisation, sale, publication, distribution or promotion of:

a. Adult content or services, including nudity, sexually explicit material and adult live-chat services;

b. Content that infringes intellectual property, copyright, trademark or other proprietary rights;

c. Pirated, leaked, counterfeit or otherwise unauthorised content;

d. Content that promotes, encourages or celebrates violent extremism, terrorism, unlawful violence, hate speech or discrimination against a person or group based on a protected characteristic;

e. CSAM or any form of child exploitation;

f. Fraudulent, deceptive or illegal products and services; and

g. Any other content prohibited by law, payment-provider rules or Selfany policy.

Selfany may monitor compliance, remove prohibited content, suspend or terminate accounts, restrict payouts where legally permitted and report unlawful activity to the appropriate authorities.

13.9 Jurisdictional Limitations

Some jurisdictions do not permit the exclusion of certain warranties or limitations of liability.

Where any disclaimer or limitation in these Terms is not permitted under applicable law, that provision will apply only to the maximum extent legally permitted.

Nothing in these Terms removes any mandatory right or protection that cannot legally be excluded.

14. LIMITATION OF LIABILITY

To the maximum extent permitted by law, Selfany and its directors, officers, employees, contractors, affiliates and service providers will not be liable for any indirect, incidental, special, punitive, exemplary or consequential loss or damage.

This includes:

a. Loss of profit;

b. Loss of revenue;

c. Loss of business opportunity;

d. Loss of goodwill;

e. Loss of customers;

f. Loss of data;

g. Business interruption;

h. Migration-related losses; and

i. Losses resulting from reliance on another user.

This limitation applies even where Selfany has been advised of the possibility of such loss.

To the maximum extent permitted by law, Selfany’s total aggregate liability arising from or relating to the Platform or these Terms will not exceed the total amount you paid directly to Selfany during the 12 months immediately preceding the event giving rise to the claim.

Nothing in these Terms excludes liability that cannot legally be excluded.

15. CHANGES TO THESE TERMS

Selfany may update these Terms from time to time to reflect:

a. Changes to the Platform;

b. New products or features;

c. Changes in payment-provider requirements;

d. Legal or regulatory requirements;

e. Security or fraud-prevention measures; or

f. Changes to Selfany’s business operations.

Where changes are material, Selfany may provide notice through the Platform, by email or through another reasonable communication method.

Your continued use of the Platform after updated Terms take effect means that you accept the revised Terms.

16. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms are governed by the laws of the United Kingdom, except where the mandatory laws of another jurisdiction apply.

The parties should first attempt to resolve any dispute through good-faith discussions.

Where a dispute cannot be resolved informally, it may be referred to binding arbitration in England, United Kingdom, in accordance with applicable British arbitration law and the rules of a recognised arbitration body agreed by the parties.

Where a particular Selfany service is expressly provided by a United Kingdom entity, or where mandatory United Kingdom law applies, the relevant dispute may instead be governed by the applicable laws and courts of the United Kingdom.

Nothing in this section prevents Selfany from seeking urgent injunctive, protective or recovery relief from a court of competent jurisdiction.

17. GENERAL PROVISIONS

17.1 Entire Agreement

These Terms, together with the Privacy Policy, Acceptable Use Policy and any other policies or terms expressly incorporated by reference, constitute the entire agreement between you and Selfany concerning your use of the Platform.

17.2 Severability

If any provision of these Terms is found to be invalid, unlawful or unenforceable, the remaining provisions will continue in full force and effect.

17.3 No Waiver

Selfany’s failure or delay in enforcing any provision of these Terms does not constitute a waiver of that provision or any other right.

17.4 Assignment

You may not transfer or assign your rights or obligations under these Terms without Selfany’s prior written approval.

Selfany may assign or transfer its rights and obligations to an affiliate, successor, purchaser or other entity as part of a merger, restructuring, sale or transfer of business assets.

17.5 Force Majeure

Selfany will not be responsible for delay or failure caused by events outside its reasonable control, including:

a. Natural disasters;

b. War, terrorism or civil unrest;

c. Government action;

d. Labour disputes;

e. Power or internet failures;

f. Banking or payment-provider disruptions;

g. Cyberattacks;

h. Epidemics or pandemics; and

i. Failures of third-party infrastructure.

17.6 Survival

Provisions relating to payments, chargebacks, taxes, intellectual property, prohibited content, confidentiality, investigations, limitation of liability, dispute resolution and any other provision intended by its nature to survive will remain effective after account closure or termination.

18. CONTACT INFORMATION

Questions, complaints, reports or concerns relating to these Terms may be sent to:

Email: support@selfany.com
Website: https://selfany.com

Reports concerning prohibited products or content may also be submitted through the “Report” button displayed on the relevant product page.

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