TERMS & CONDITIONS
These Terms & Conditions govern the purchase and use of the **Quiet Millionaire System™ Africa (QMS-Africa)** provided by **Quiet Millionaires HQ**. By purchasing this programme, you confirm that you have read, understood and agree to these Terms & Conditions.
1. Digital Product
The Quiet Millionaire System™ Africa (QMS-Africa) is a digital educational programme. No physical products will be shipped. Access to the programme is provided electronically following successful payment.
2. Licence of Use
Your purchase grants you a personal, non-exclusive, non-transferable licence to access and use the training materials for your own personal or internal business development.
You must not share your login details or allow any other person to access the programme using your account.
3. Intellectual Property
All course materials, videos, downloads, templates, documents, worksheets, presentations, graphics, branding, logos and other content remain the intellectual property of Quiet Millionaires HQ and are protected by UK and international copyright laws.
You may not:
* Copy or reproduce the materials.
* Upload the content to any website or platform.
* Share download links or login credentials.
* Resell, sublicense or redistribute any part of the programme.
* Modify or claim ownership of any course materials.
Any unauthorised use may result in immediate suspension or termination of access without notice and may lead to legal action.
4. Payments
Access to the programme will only be granted once full payment has been successfully received and verified.
All prices are displayed in the applicable currency at the time of purchase.
5. Refund Policy
As this is a digital product delivered electronically, you expressly acknowledge that access to the programme begins shortly after purchase.
Under the **Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013**, you agree that by accessing or downloading the digital content before the 14-day cancellation period expires, you waive your statutory right to cancel.
Once access has been granted, refunds, exchanges or cancellations will not normally be available unless required by applicable UK consumer law.
Nothing in these Terms affects your statutory rights where digital content is faulty, not as described or otherwise fails to meet legal requirements.
6. Educational Purposes Only
The Quiet Millionaire System™ Africa is provided for educational and informational purposes only.
The programme does not constitute financial, investment, legal, tax or professional advice.
You remain solely responsible for your own decisions and should seek independent professional advice where appropriate.
7. Earnings Disclaimer
We do not guarantee that you will achieve any particular financial results, income level or business success by purchasing or completing this programme.
Any testimonials, case studies or examples provided are shared for illustrative purposes only and should not be interpreted as typical or guaranteed results.
Individual outcomes vary depending on many factors including experience, effort, implementation, skills, market conditions and personal circumstances.
8. Availability
Whilst we aim to provide continuous access to the programme, we reserve the right to update, improve, modify or replace course content where necessary.
Temporary interruptions may occasionally occur due to maintenance, technical issues or circumstances beyond our reasonable control.
9. Account Security
You are responsible for maintaining the confidentiality of your login credentials.
You agree to notify us immediately if you believe your account has been accessed without your permission.
10. Limitation of Liability
To the fullest extent permitted by law, Quiet Millionaires HQ shall not be liable for any indirect, incidental, consequential or special loss arising from your use of the programme.
Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, fraudulent misrepresentation, or any liability that cannot legally be excluded under English law.
11. Privacy
Any personal information collected during your purchase or use of the programme will be processed in accordance with our Privacy Policy and applicable UK data protection legislation, including the UK GDPR and the Data Protection Act 2018.
12. Changes to These Terms
We reserve the right to amend these Terms & Conditions from time to time. The latest version will always apply to future purchases.
13. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of **England and Wales**. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales unless applicable consumer legislation provides otherwise.
14. Contact
For any questions regarding these Terms & Conditions or your purchase, please contact Quiet Millionaires HQ using the contact details provided on our website or your purchase confirmation email.
By
QuietMillionaireHQ
