20 mistakes nigerians make when choosing health insurance & how to avoid it like a pro

Most people believe their health insurance covers everything until they experience a denial, an unexpected bill, or a medical emergency that is not included in their plan.

This ebook by Odilo Alexander, a nurse and health insurance expert, reveals the twenty biggest mistakes people make when choosing health insurance and how to avoid them like a professional.

It shows you how to choose the right plan, understand your coverage properly, and protect both your health and your finances.

What You Will Learn

• The real meaning of coverage and why most people misunderstand it
• The hidden fine print that can cost you thousands of naira
• How to choose the right HMO and hospital network for your lifestyle
• What to ask before signing up and how to get real value from your plan
• Simple and practical steps to secure your health and financial future

Who This Is For

• Employees and families who are confused about HMO coverage
• HR professionals designing company health benefit plans
• Anyone who wants peace of mind and better health insurance decisions

About the Author

Odilo Alexander BSN RN is a nurse, health insurance consultant, and digital strategist.

After years working in clinical care and HMO operations, he now helps individuals and organizations navigate Nigeria’s complex HMO system with clarity and confidence